Generally Happy. Founder @bettermoney_co | prev: investor @a16zcrypto, MIT, eng @Microsoft

NYC
Pinned Tweet
Well, stablecoin expert was short lived. We're building @bettermoney_co and it's been a long time coming. We're hiring across the board - especially engineers with payments, ledgering, and distributed systems experience. DM me if you want to build better money.
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Cold outreachers don't think about the iMessage message preview enough MacOS and iOS render the most recent (last) message truncating to the first 13-17 words. That's what'll be visible in the recipients app. Make 'em count!
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The people want Better Money
Your periodic reminder that nobody wants "stablecoins" They just wanted to save, invest, spend etc... The mass market just wants better money
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OH: Paradigm, you mean the centaur people?
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Review of Sibos… 1. the bankers now know the difference between bitcoin and stablecoins. Almost everyone I talked to was conversational on tokenized $ 2. Digital assets came up a lot and in a positive way. There’s some fear, but way less than the discourse 3. Tokenized deposits are a big topic, but usually only come up after stablecoins. I stand by my view that tokenized deposits are primarily a way to upgrade heterogeneous and legacy bank cores, but they’re a laudable goal. 4. Besu (I know) still matters a lot. This makes much more sense when you reread 3. Arc, Tempo, Cosmos, avalanche, etc are the other players here 5. Growth, the SF-coded positive sum kind, is unfamiliar to bankers. Downside risk is *very familiar*. This makes it harder to sell the future. 6. Relatedly, it’s still hard for bankers to imagine *quality* of product being a competitive differentiator. This has funny effects, like thinking a bad agent is a good idea. Or not understanding that speed/interop improvements from tokenized money would be a reason to switch banks
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Re: tokenized deposits, I try to encourage banks to build TDs so they can be used in a programmable and ideally semipublic escrow contract to enable complex atomic actions & much more programmability. This doesn’t always land, but more people than you’d expect get the value of this, which is great
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We are not prepared for how good today’s kids will be at organizational management. Born managers, playful fluency in intelligent systems, experts in a way we cannot comprehend.
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Realizing I'm going to have to lower my agent costs *substantially* to win in the inevitable kafka-esque bureaucracy warfare that's about to happen.
Somewhat satisfying watching my agent get frustrated talking to a much, much dumber customer service agent.
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Somewhat satisfying watching my agent get frustrated talking to a much, much dumber customer service agent.
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Going to Sibos in Miami? Worried about an agentic bank run? Send me a DM. Would love to assuage your fears while educating you about how stablecoins (Better Money!) will improve your business. DMs open, schedule clear.
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Do you know that most banks don’t have a single software engineer on their team?
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A friend who runs a $2m cashflow business just pronounced EBITDA "eh-bida" 🤦‍♂️
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I've been considering keeping a dozen cheap headphones in my backpack to hand out on the NYC subway. Just like, "hey, want headphones? I've got a bunch of extras" Should I try it? Might get punched, but could be worth it.
JUST IN: Singapore is cracking down on people blasting music & videos on public transportation, with violators now facing fines of up to $500 SGD.
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When I was a kid I found a golf club money clip from Tiffany's on the street. My mom told me it probably cost $150. I was absolutely blown away. Anyway, I never used it and lost it a few years later. I don't care much for golf. But still think about it every couple weeks.
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My wife's now been with me 2x when I've been recognized for being "that guy who writes about stablecoins". One said, "I'm a huge fan of your work." Thank you to the stablecoin community of SoHo for the ups. She still doesn't quite know what I do, but she knows it's legit 🫶 🙌
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I used to be an engineer, now I do this
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I frequently order an espresso drink at a coffee shop, then go next door to a bodega and order a BEC, then pick up the drink, then pick up the BEC. Couple good locations in my neighborhood to do this in. Real best of both worlds situation.
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Realizing 1Password, etc will be free and paid for B2B by Meta and other agent platforms.
Just tried to show my mom Muse… i tell her we should log in to fresh direct, she goes oh, we have to log in to stuff? That’s too hard
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Jev for MCP selection is pretty effective.
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Just tried to show my mom Muse… i tell her we should log in to fresh direct, she goes oh, we have to log in to stuff? That’s too hard
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