Another solid push from regulators to fix KYC and digital identity. We have been building for this. We are ready!
INTEL: KYC should collect less personal data and use zero-knowledge proofs to verify compliance without revealing names, income or addresses, SEC Commissioner Hester Peirce says
5
4
28
6,575
Verifiable Credentials (VCs) becoming the standard for KYC re-usability is one of idOS's core hypotheses from our initial thesis. We have been building for this moment! Some posts are a bit over-stated, but this is still a big step from US regulators to meet industry demands, and goes in line with what the EU is mandating in 2027 with eIDAS and QTSPs.
3
2
20
5,676
idOS retweeted
idOS is a decentralized identity layer that lets users store encrypted credentials once and reuse them across apps. Their B1 Token Transparency Filing came back with only 2 gaps. $IDOS live since March 5, 2026.
2
5
27
12,241
With the insane growth that @arbitrum and @RobinhoodCrypto chain are experiencing in the last days, most of us missed Arbitrum One's 5 year anniversary few days ago... Happy to be part of the Arbitrum family!
WE KNOW YOU'VE BEEN WAITING... WE'RE PROUD TO ANNOUNCE... 📘ARBITRUM ONE📘 BRIEF YOURSELF BELOW 👇, WE'LL SEE YOU IN L2. offchain.medium.com/mainnet-…
3
4
35
6,265
dropping another billion dollar fintech idea: someone should build OneKYC KYC once and get instant access to neobanks, trading platforms, CEXs, etc there’s massive consumer demand for this everyone is tired of spending 30 minutes scanning their eyelids every time they sign up for a new app there’s also massive demand from the platforms themselves pre verified users = less onboarding friction less friction = higher conversion rates, more funded accounts, and more volume and boom 18 months later, Sumsub or Persona acquires you for a billion in cash banger of an idea
114
12
289
52,364
If only someone had been building this for 3+ years… wait, we have 😅 One billion dollars coming soon!
2
8
1,124
"The challenge is no longer creating new rails. It's connecting them." Exactly. And connecting rails isn't only a money problem. Every connection is a user crossing a perimeter: new onboarding, new KYC. Money rails connect value, but also need to connect users. That's what we build.
The challenge is no longer creating new rails. It's connecting them. Today, Mastercard completed its acquisition of BVNK. Together, we're helping customers connect digital and traditional forms of money through trusted infrastructure built for scale. Learn more: mastercard.com/us/en/news-an…
5
3
28
7,981
The Bank of Italy ran some tests comparing USDC vs traditional rails across 9 corridors. Verdict: "no systematic cost advantage" over traditional channels. This conclusion is wrong, because their methodology is wrong, or at least outdated. Read their cost table. The onchain leg averaged 0.4% of total cost (as low as 0.01%) and settled in under 15 minutes everywhere. Nearly everything else was fiat friction: funding fees, a 3.8% card surcharge, retail exchange spreads, withdrawal fees. They tested the journey a CEX user faces today: bank transfer in, exchange trade, chain, exchange trade, bank transfer out. That architecture is exactly what onchain neobanks identified as the problem. This is why virtual accounts/cards are becoming the ramp: fiat lands in your own named account, conversion happens inside the stack, exist via your self-custodial card. There are still fees, but they are much lower.
Replying to @LluisBardet
3/ Cards and virtual accounts are the new front door. 90% ship a card, 65% a virtual account, only 54% still integrate a crypto-fiat ramp. The module vendor's KYC flow is often the first thing a new neobank user sees.
4
3
13
1,242
Working on @ethereum privacy ecosystem mapping 2026 🌳 Added 50 more projects, EIPs, organisations, applications and hackathons delivering decentralised privacy. Feel free to explore, share with your friends: docs.fileverse.io/document/v…
20
22
125
8,259
Ser, I cannot find myself 🫤
Hackathon Sponsor for the User Onboarding Track 📢 @idOS_network enables private and self-sovereign decentralized data storage, allowing us to share encrypted data with apps and businesses online — all while supporting compliance for regulated use cases. hackathon.web3privacy.info
1
4
456
today we're launching Shield: human.tech's privacy bridge on @aztecnetwork V5 bridge your tokens between Ethereum and Aztec, and choose what stays private and what stays public at each end built on the ✨Clean SDK✨ 🟢 live now shield.human.tech
Aztec Alpha V5 is live, and so is Shield (by @humntech): a proof-of-humanity bridge for moving assets between Ethereum and Aztec. Shield lets users bridge assets while proving the sender is legitimate and the funds are compliant, all without revealing their identities. Bridge USDC to Aztec now at shield.human.tech/
19
24
127
41,705
Sleek solution!
1
2
284
Over the last week we mapped 48 onchain neobanks: every licence, every module, every KYC check users go through. 90%+ of neobank products run on "rented" licences. 2 KYC providers verify almost all of them. 8 findings below. Full research in the article. AMA. 🧵
6
2
20
2,183
Japan's biggest card network is opening its rails to stablecoins. JCB (140M users, 40M merchants) signed an MoU with @circle to explore USDC for cross-border payments and in-store purchases. Everyday money onchain needs reusable identity.
JUST IN: @circle partners with JCB, Japan's largest card network, to bring $USDC to 40 million merchants across cross-border and everyday transactions.
13
4
39
9,080
Let's look at the data: supply is down, but transacted volume went up to record highs in the same period. May-June, the US$ value of stablecoin transactions rose 63% to an ATH $1.78T (Visa/Allium). Supply down, but real activity up - that's what shows real onchain usage.
DATA: The stablecoin market has lost $10B since May, with $7.7B exiting in June alone, the steepest monthly drop since Terra-Luna's collapse in 2022.
14
3
38
8,013
Onchain is becoming the standard for banking.
14
2
25
6,873
I just had to do the worse KYC of my life to sign a random corporate document in europe. 27 steps, 5 domain redirections, 4 phone number verifications, 2 apps to download and create accounts on, show my ID 4 times with both photo and video, use 2FA 3 times, and keep 3 browser windows open to juggle between sites. And I was forced to pay 25 euros for this 🤣. This is what using social media in Europe will now look like. STOP THIS KYC MADNESS!!!
22
2
84
5,939
The only way to make onchain finance (and digital identity) work: KYC once, store securely, reuse. Happy to share more about how we do it!
5
356
the one major flaw all of these crypto neobanks have is that you have to complete KYC like 5 times to unlock all of their products because they mostly use different providers for cards and virtual ach accounts etc, you have to go through the kyc flow atleast TWICE we desperately need a shared kyc layer we need sumsub and persona to either merge and make this happen or one has to acquire the other
34
2
94
12,203
This is what we have been working on for more than 3 years! Happy to connect and share more.
7
849