zPayments is live on @base. Businesses can now pay out across borders in local currency, to 171 countries. One rate, shown before you send. Money settles instantly on supported corridors. We carry the compliance. We ran this by hand for over a year, moving $500M+ at a 99.1% success rate, before we opened it to anyone. Now the gates are open. Founding Access opens today ๐Ÿ‘‰ zoth.io/zpayments
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Pd (zoth)#stablecoinbanking retweeted
เคฎเฅˆ เคคเฅ‡เคœเคƒเคชเฅเคจเฅเคœ เคคเคฎ เคฒเฅ€เคจ เคœเค—เคค เคฎเฅ‡ เคซเฅˆเคฒเคพเคฏเคพ เคฎเฅˆเคจเฅ‡ เคชเฅเคฐเค•เคพเคถ เคœเค—เคคเฅ€ เค•เคพ เคฐเคš เค•เคฐเค•เฅ‡ เคตเคฟเคจเคพเคถ เค•เคฌ เคšเคพเคนเคพ เคนเฅˆ เคจเคฟเคœ เค•เคพ เคตเคฟเค•เคพเคธ เคถเคฐเคฃเคพเค—เคค เค•เฅ€ เคฐเค•เฅเคทเคพ เค•เฅ€ เคนเฅˆ เคฎเฅˆเคจเฅ‡ เค…เคชเคจเคพ เคœเฅ€เคตเคจ เคฆเฅ‡เค•เคฐ เคตเคฟเคถเฅเคตเคพเคธ เคจเคนเฅ€ เคฏเคฆเคฟ เค†เคคเคพ เคคเฅ‹ เคธเคพเค•เฅเคทเฅ€ เคนเฅˆ เค‡เคคเคฟเคนเคพเคธ เค…เคฎเคฐ เคฏเคฆเคฟ เค†เคœ เคฆเฅ‡เคนเคฒเคฟ เค•เฅ‡ เค–เคฃเฅเคกเคนเคฐ เคธเคฆเคฟเคฏเฅ‹เค‚เค•เฅ€ เคจเคฟเคฆเฅเคฐเคพ เคธเฅ‡ เคœเค—เค•เคฐ เค—เฅเค‚เคœเคพเคฐ เค‰เค เฅ‡ เค‰เคจเค•เฅ‡ เคธเฅเคตเคฐ เคธเฅ‡ เคนเคฟเคจเฅเคฆเฅ เค•เฅ€ เคœเคฏ เคคเฅ‹ เค•เฅเคฏเคพ เคตเคฟเคธเฅเคฎเคฏ เคนเคฟเคจเฅเคฆเฅ เคคเคจ เคฎเคจ เคนเคฟเคจเฅเคฆเฅ เคœเฅ€เคตเคจ เคฐเค— เคฐเค— เคนเคฟเคจเฅเคฆเฅ เคฎเฅ‡เคฐเคพ เคชเคฐเคฟเคšเคฏเฅฅ
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So Proud of my cultural values today .. saving lives in face of adversity . Vasudeva Kutumbaka.
ONE YEAR AGO, Captain Smit Machchhar was asked what's a bigger high: A smooth landing, or an on-time arrival? His answer: "None. Safe. You don't have to think about on time. They've hired other people to take care of that." "A positive landing. Safe landing where I'm supposed to land. If it turns out smooth, perfect." Today, stabbed by his co-pilot, he still got the cockpit door open so passengers could stop the hijacking. He saved the lives of all 174 passengers, and they had a safe landing. Thank you, Captain Machchhar.
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Proud to have @tbvxyz onboard @zothdotio
TBV is proud to back Zoth.๐Ÿš€ Billions of people in the Global South still face slow, costly cross-border payments and limited access to dollar-denominated yield, while most stablecoin products stop at the wallet and never solve real banking. @zothdotio is building a full-stack stablecoin neobank for the Global South and the agentic economy, combining zVaults for institutional-grade yield, zPayments for instant cross-border transfers, and a CFO Agent that automates corporate finance. We support Zoth's vision for compliant, full-stack stablecoin banking. The platform has already onboarded 2M+ wallets and processed $500M+ in payment volume, with payouts across 171 countries on Base. Follow @zothdotio now and learn more at zoth.io. Ready to bank without borders? Reply Zoth to get started. โฌ‡๏ธ
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Buy them @zothdotio
Reminder that @coinbase tokenized stocks are real equity securities backed 1:1 by US stocks held in regulated custody, not synthetic trackers Holding one means holding true beneficial ownership of the share, with dividends and corporate actions passed through on @base
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So true @kevincodex . Let the haters & racists scream, We will still build irrespective of the heavy odds against us.
I donโ€™t understand the hate toward people simply trying to build something. When I joined the Base accelerator program, people welcomed me and gave me a chance. That support matters. For many of us building from Southeast Asia, access to capital, networks, and connections is limited. We put our work on X, try to get noticed, and keep shipping. Sometimes thatโ€™s the only door we have. I believe the Arc team deserves that same openness and a fair chance to prove themselves. Question the claims. Scrutinize the product. Hold builders accountable. But attacking a developer for being Indian is racism. Your birthplace should never disqualify you from building something that matters.
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We're Hiring! ๐Ÿš€ At @zothdotio, we're building the full stack stablecoin neobank for the global south and agentic economy. Looking for 2 Marketing stars to join us: 1. Product Marketing - Stablecoin Payments 2. DeFi / Crypto Marketing DM me with your resume or email us at careers@zoth.io
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Pd (zoth)#stablecoinbanking retweeted
ZPAYMENTS BY ZOTH IS NOW LIVE ON BASE, OFFERING INSTANT STABLECOIN PAYOUTS ACROSS 171 COUNTRIES
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Keep shipping
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We built this in silence for a year before we opened it. $500M+ TPV, 99.1% success, and now @zothdotio's compliant zPayments is live in 171 countries. Huge day for our resilient team.
Zoth expands zPayments on @base The fully compliant stablecoin settlement platform for businesses paying out in local currency across 171 countries. Every payout carries one stated rate, settles instantly across supported corridors, with compliance done for you.
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zPayments is live on @base. Businesses can now pay out across borders in local currency, to 171 countries. One rate, shown before you send. Money settles instantly on supported corridors. We carry the compliance. We ran this by hand for over a year, moving $500M+ at a 99.1% success rate, before we opened it to anyone. Now the gates are open. Founding Access opens today ๐Ÿ‘‰ zoth.io/zpayments
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I spent this year staring at the second half of a stablecoin payment. Getting paid takes seconds, but getting it back out still crawls through correspondent banking. It takes days, and you don't even see the rate until after you've sent the money. So every month, finance teams end up burning their last week working backwards from bank statements, just trying to figure out what they got charged. I've watched sharp finance leaders reverse-engineer their own payments because nobody would tell them the number. That's broken. So we built zPayments. With one north star the whole way through, the only one I have ever cared about: reliable payouts, every time. If you pay suppliers across borders, send me your payout file. I'll show you where your days and your margin are going, whether or not you use us.
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1.5 years ago we were hacked $9 million.. Every one wrote us off. Some people whom we trusted with everything decided to jump ship.. Investors asked us to close the shop.. I had every reason to quit. But somehow there was a belief deep down that we will come out of it, we will never give up. You get lucky by not quitting when odds are against you #resilience
Nobody talks about failure the way Nithin Kamath does. He blew up his trading account in his early twenties. Ended up owing people money. Took a call center job just to survive. That's the same story that built one of India's biggest bootstrapped companies. Respect to anyone who turns their worst years into their foundation instead of hiding them.
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Pd (zoth)#stablecoinbanking retweeted
I resigned from Anthropic today. I spent the last three years doing pretraining research at both OpenAI and Anthropic. Neither company is acting responsibly. They are racing straight to self-improving superintelligence and gambling with our lives. More thoughts below.
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Only Sales or BD that matters are the one who can do MIB (Money in Bank)
reviewed a dozen BD CVs over the past few weeks. friendly advice for those who need it: - Harvard-style template; one, max two pages. summary in a few lines: your top qualifications and areas of expertise. try to write that without AI - your "closed 30 partnerships with DEXes and wallets or [insert random name]" means nothing. what exactly did you do? secured a grant? integrated an API? sold smth to them? ran marketing campaigns? (sad if so, but at least you're true). don't insert random names; all of these will be easily verified - focus on revenue you brought (or money you raised), not the number of partnerships. if you didn't bring revenue (means you're a) junior; b) growth/marketing; c) SalesOps) focus on how you helped the business (relationships with foundations, automation, regional expansion, etc) - avoid narrative style, use short, bullet-point-style paragraphs with action verbs. don't spend more than 2-3 words describing the company where you worked - separate full-time and part-times/fractional roles - your skills section shouldn't be a copy-paste of bd responsibilities. specify if you're good with documents, numbers, or tech (not loveposting to claudio) - if you lie about the $$ you close, round up, but be ready to elaborate on every case
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Every payment rail goes through the same phase, and stablecoins are in it right now. The money moves before the paperwork knows how to describe it. Eight minutes to Bengaluru, a better rate than any bank would quote, and on the paying side everything looks finished. It is not finished. It is fast. Those are different things, and the gap between them lands on whoever is standing at the other end. Usually someone smaller than you. Usually someone who finds out months later, from their accountant, about a document that was never going to exist. I do not think this is anyone behaving badly. It is what the front edge of a new rail always looks like. Wire transfers went through it. Cards went through it. Somebody has to go and do the unglamorous work of making the new thing legible to the systems that were already there, and until they do, the speed is real and the safety is assumed. That work is not interesting. It is a year of running payouts by hand, corridor by corridor, finding out what actually clears rather than what a provider says clears. We did that year. It is what zPayments is. Fast was never the hard part!
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Pd (zoth)#stablecoinbanking retweeted
Founders focus on "what if this works" while managers worry about "what if it doesn't work". That's why small companies make big dents!
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The first Neobank to launch Tokenized Stocks @zothdotio
Coinbase just assembles the crypto avengers with tokenized stocks Here's the setup first. Institutional market makers ("authorized participants") buy real shares. Those shares sit with @AlpacaHQ, a regulated broker, in a structure that's bankruptcy-remote, so if the middleman has a bad day, your claim on the share doesn't go down with it. The whole thing is supervised out of Abu Dhabi. You hold the token, you hold a real claim on a real share. Now here's who's actually building on it. Want to trade it? @aeroxyz is the DEX. Aggregators routing through it: @1inch , 0x, @matchaxyz , @KyberSwapCN , @CoWSwap , @PortalsMarket , @jumperapp. Want to borrow against your solana:4aG547Y9PPAgpd8dQEMn8n87oVtFYPAP6vhqEYDHmoon instead of selling it? @aave , @Morpho , @eulerfinance . All 3 names everyone actually uses for onchain lending, live from day one. Want yield instead of just holding? @beefyfinance, @zothdotio, @makinafi, Castar, @centrifuge. A whole fintech layer built specifically around putting these assets to work instead of letting them sit there. And underneath all of it sits the part that actually holds the thing together - price data. A tokenized stock is worthless as loan collateral if the lending protocol doesn't know its real, current price. Get that wrong for even a few minutes during a flash crash and the whole borrow/lend stack breaks. That job feeding accurate onchain price data is @chainlink, and it's the only oracle in the entire map. And there's a lot more Splits and dividends don't even break your positions, by the way, handled through an onchain multiplier, so your balance stays put and whatever you built on top (the loan, the LP, the yield position) doesn't randomly unwind. It's basically the $USDC playbook again. In 2018, everyone said "who needs a dollar onchain." Now stablecoins move trillions a year and half of traditional finance quietly runs on them. Same pattern, different asset class this time. I'm not telling you to go lever up on tokenized Tesla tomorrow. I'm telling you the infrastructure most people assumed was years away just showed up, fully formed, on day one.
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Pd (zoth)#stablecoinbanking retweeted
Coinbase Tokenized Stocks are now live on @base Zoth's zVaults infrastructure will offer access to the full basket through a single vault. Permissioned and permissionless access, built for institutions and everyone else. Only available in eligible geos ex U.S.
Stocks have been updated Coinbase Tokenized Stocks are live on Base - Available 24/7, 365 - Composable across Base DeFi - Own the underlying share held in a regulated trust, backed 1:1 Live now, with new stocks coming soon
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Somewhere on the corporate ladder, ambition quietly turns into people-pleasing. You don't notice it happening. You just slowly start optimizing for approval instead of achievement, and for a while, it even works. I don't say this as someone who resents corporate life. I worked across large companies, Unilever among them, and I had genuinely great experiences there. I learned how serious organizations run. I was surrounded by sharp, talented people. I picked up discipline and exposure I still lean on today. That part was real, and I'm grateful for it. But over time I noticed something I disliked. The system quietly rewards being liked. You learn to read the room. You learn what your manager wants to hear. You learn which decisions are politically safe. You learn to be seen by the right people at the right moment. And you can get very good at all of it, good enough to keep climbing, without ever doing the work that would have shown you what you're actually capable of. There were also moments where I felt judged for who I was rather than what I delivered, for where I came from rather than what I could do. I won't turn that into a grievance. But it made me aware of how much of a career can be shaped by other people's approval, and how little of it sometimes comes down to the work itself. Startups stripped all of that away for me. When you're building something, the market doesn't care about your title, your politics, or whether you impressed someone senior last quarter. Customers use the product or they don't. People believe in the vision or they don't. The problem gets solved or it doesn't. There's nowhere to hide, not behind process, not behind meetings, not behind being liked. That's brutal. It's uncertain, and on the hard days it's exhausting. But it's the most clarity I've ever had, because the only thing being measured was whether I actually moved things forward. That's the difference nobody warns you about. Climbing someone else's ladder means becoming an expert at pleasing whoever stands a rung above you. Building your own path means answering to reality instead, and reality, for all its cruelty, is at least honest. So the real question isn't how high you've climbed. It's whether the ladder was ever yours.
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