Policy for blockchain applications

Ethereum
We're thrilled to collaborate with @0xfairblock, @m0, @PayPal, and @moonpay on the launch on CUSD, built by @0xfairblock and live today on @arbitrum. Institutional-grade confidential stablecoins require serious compliance controls. We power the compliance layer underneath CUSD with real-time sanctions screening and asset controls, so compliance never comes at the cost of operating a confidential stablecoin.
The first confidential stablecoin is live. Introducing CUSD, built on PYUSDx by @m0, @PayPal and @moonpay, and @0xPredicate. Move money onchain without broadcasting every balance and payment amount. live on @arbitrum to begin with.
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Live on @FINTECHTVglobal this AM, @pumpernikhil discusses compliance for tokenized assets with @RemyBlaireNews at the @NYSE
Joining @RemyBlaireNews this morning: - @BretKenwell (@eToroUS) - ⁠@pumpernikhil (@0xPredicate) - ⁠@TheJJKinahan (@Cboe) - ⁠@fsinton (@adgentek) ⁠ - ⁠Robert Palmer (LPT Aperture Holdings) Live from the Big Board.
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Predicate is proud to power compliance needs for this year's most innovative tokenized asset launches. PAXGy is going live today on @paxoslabs. Backed by PAXG reserves, it is a receipt-token that appreciates over time as gold-denominated growth accrues. Predicate enforces onchain compliance at the point of mint and beyond. Tokenized assets will scale when compliance is embedded into digital asset infrastructure, not when it's an afterthought. Congratulations to the @paxoslabs team!
Gold lending has been quoted every working day for fifty years, yet is still closed to almost everyone who owns the asset. Institutional minimums, bullion bank relationships, settlement infrastructure. PAXGy changes that. Live today on @okx and onchain on @Uniswap, @XLayerOfficial, @0xProject, @ether_fi, powered by @chainlink CCIP. Gold that grows. paxgy.com/x
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If you're in NYC, Predicate co-founder @Jessesawa will be speaking about the compliance architecture for @TACEO_IO's Merces this evening. See you there? ↓
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Congratulations to our partner @TACEO_IO on the launch of Merces, live on mainnet today. Privacy and compliance are two major painpoints for institutions launching digital assets onchain. Merces is a privacy layer for onchain finance, enabling balances to stay fully private. Merces integrates Predicate's platform, meaning all transactions are screened before they are executed.
The privacy layer for onchain finance is now live. Meet TACEO Merces Bank infrastructure, asset managers and cross-chain protocols already integrating, read more: core.taceo.io/articles/merce…
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Heading to @SocureID's Exec Summit this week? Don't miss the chance to connect with @pumpernikhil. See you soon, Palm Beach!
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Great conversation at @thestablecon diving into whether stablecoins can be both private and compliant. Predicate technology is already powering private, compliant stablecoins. More to come soon. 👀 Thanks to @SignCurve for moderating and to @remi_gai from @inconetwork, @m_mosier_ from Arktouros, @ARedbord from @trmlabs, Caroline Hill from @circle, and Julie Lascar from @CantonNetwork for a fantastic discussion.
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Great conversation at @rwasummit on all things related to risk management and tokenization alongside Caitlin Barnett (@chainalysis), @andrewhong5297, and @CarlKVogel. Thanks to the organizers for hosting a great event!
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The convergence of AI and tokenization changes how asset issuers operate. From KYC/KYB to liquidity to market integrity, a 24/7 instant-settlement agentic environment demands faster and more automated ways to manage complex risk. We'll be digging into what that looks like at @rwasummit in Brooklyn, where @pumpernikhil joins @chainalysis's Caitlin Barnett, @herd_eco's @andrewhong5297, and @6thManVentures's @CarlKVogel
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things we have - product - revenue - customers - great team things we don't have - marketing lead
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New feature for Predicate Asset Compliance: Maker-checker. When Maker-checker is on, manual address freezes must be reviewed and confirmed by a second admin before taking effect. No single admin can freeze alone – the extra set of eyes prevents costly mistakes.
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Predicate powers automated compliance for @MetaMask USD (mUSD): The @Consensys stablecoin built directly into the MetaMask wallet. For months, we’ve worked with the Consensys team to implement a robust, real-time compliance policy that can scale to MetaMask’s millions of users.
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Privacy and compliance are not a trade-off. @TACEO_IO built Merces so institutions get both, and Predicate now enforces policy on every confidential transfer before execution.
"Private" and "compliant" are considered to be a tradeoff. They're not. Today we ship the proof. @0xPredicate is now the enforcement partner in the 𝐌𝐞𝐫𝐜𝐞𝐬 𝐂𝐨𝐦𝐩𝐥𝐢𝐚𝐧𝐜𝐞 𝐄𝐧𝐠𝐢𝐧𝐞. Gate and audit, both now in product. Compliance for private payments is two problems, and they sit on opposite sides of the transaction: - Before a transfer settles (should this happen at all?) - After it settles (what happened, when an auditor asks?) The "after" half has been live since March. Through the Compliance Dashboard, authorised parties can request to audit specific transactions for regulatory purposes. Nothing beyond those transactions is exposed. 𝗪𝗲'𝗿𝗲 𝘀𝗵𝗶𝗽𝗽𝗶𝗻𝗴 𝘁𝗵𝗲 "𝗯𝗲𝗳𝗼𝗿𝗲" 𝗵𝗮𝗹𝗳! Predicate now screens each confidential transfers against the operator's policy before they settle: sanctions, AML, CFT. Compliant transfers proceed. Non-compliant ones are rejected, with a reason returned to the user. The policy stays with the institution. Predicate enforces what the operator defines, on every transfer, and policies update as regulations change without touching the deployment. Clean division of labour: - @0xPredicate handles policy and enforcement. - @TACEO_IO handles private storage and controlled disclosure. Together: 𝐚 𝐟𝐮𝐥𝐥 𝐜𝐨𝐦𝐩𝐥𝐢𝐚𝐧𝐜𝐞 𝐬𝐭𝐚𝐜𝐤 𝐰𝐢𝐭𝐡 𝐧𝐨 𝐩𝐥𝐚𝐢𝐧𝐭𝐞𝐱𝐭 𝐝𝐚𝐭𝐚 𝐭𝐫𝐚𝐢𝐥.
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The second recommendation: Encourage automated compliance enforcement alongside manual workflows. Better systems would help issuers act on their proactive mandate effectively and run comprehensive policies tailored to specific risk signals, like in the example below.
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Last week, Predicate filed a comment on Treasury’s proposed AML/CFT and sanctions screening rules for stablecoin issuers under GENIUS. Our message: Issuers need more discretion to proactively restrict high-risk addresses, and the tools to do it as effectively as possible.
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Big news: Predicate has partnered with @CipherOwl! Predicate makes CipherOwl’s onchain risk data actionable in real time, to power enforcement of AML, risk screening, and other compliance policies before transactions execute.
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Compliant token distributions on @Uniswap CCA just got easier! Predicate Identity is now the first KYC & KYB solution available to issuers running auctions via the Uniswap Labs frontend.
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Predicate is @centrifuge’s official compliance partner for RWA issuers! Asset managers building on Centrifuge can now implement robust, real-time compliance controls across the entire RWA lifecycle, from primary issuance to secondary market transfers. What this means 🧵
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Fully onchain lists are static by default. Adding addresses requires a smart contract update, which takes time, coordination, and engineering. With Predicate, any authorized org member can update the lists directly, so compliance and product teams can act fast and decisively.
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We recently shipped allowlists and denylists in Predicate to make address-level gating easier than ever before for onchain applications! Here's how it works. 🧵
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Congratulations to our partners @megaeth on today's TGE! Proud to support MEGA from day one and excited for what's ahead.
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Manual address freezes won't cut it for stablecoin issuers. Predicate enables compliance teams to automate freezes, using the best data sources and enforcement logic to match each issuer's risk profile.
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Real-time compliance enforcement is key to bringing regulated financial products onchain. Watch @pumpernikhil break it down on @therollupco 👇
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Introducing Predicate Asset Compliance: Automated compliance controls for stablecoins and RWAs. Issuers define policies for who can and can’t access their assets. Predicate enforces them in real time, directly onchain. Here's how it works and why we built it.
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All of this together enables regulated finance onchain. Eventually, programmable policy + real-time enforcement will enable even more robust, organization-specific compliance controls than the offchain status quo.
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Programmable policy can cover any compliance requirement, from AML to rate limiting. But all those requirements must be abstracted into one transaction flow. This is crucial to enabling real-time enforcement and seamless policy adjustments for new regulations and jurisdictions.
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Here are a few highlights from @pumpernikhil’s talk at the @EYnews Global Blockchain Summit! Compliance policies control transaction flow in any financial system. In an onchain system, those policies need to be programmable and enforced at the smart contract level, not the UI.
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Tokenization is transforming capital markets. Predicate is proud to join @BlockchainAssn and an incredible roster of industry leaders to help shape what comes next.
1/ Blockchain Association recently launched its Tokenization Workstream, and we’re proud to be joined by dozens of leading member organizations helping shape policy discussions in Washington. This level of engagement reflects the growing momentum behind tokenization in the U.S. 👇 @0xProject, @a16zcrypto, @aave, @AvalanchePolicy, @BHDigitalAssets, @Bullish, @chainlink, @cryptocom, @DCGco, @ethena, @FalconXGlobal, @FlowTraders, @grayscale, @hedera, @HyperliquidPC, @injective, @the_matter_labs, @monarq_mgmt, @morpho, @Mysten_Labs, @Offchain, @okx, @OndoFinance, @_openworld, @plumenetwork, @0xPredicate, @SolanaInstitute, @SuperstateInc, @talostrading, @Uniswap, @ZcashFoundation
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Our CEO @pumpernikhil is speaking at today's Stablecoin Privacy Summit, presented by @projectglitch_! He'll be joining leaders from @circle, @Paxos, @CantonNetwork, and more to discuss how stablecoins can enhance regulated finance while balancing privacy and risk management.
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At this week's @EYnews Global Blockchain Summit, our CEO @pumpernikhil will be discussing one of the most pressing topics in enterprise crypto adoption: Privacy-preserving compliance. Thursday, March 26. 1:30pm ET. See it live or catch it on stream!
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Tomorrow at the DC Blockchain Summit by @DigitalChamber: Predicate Co-founder @pumpernikhil will discuss how to bring regulated markets onchain, joined by leaders from @DinariGlobal and @FlowTraders. Don't miss it if you're in town!
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We are live!
Today: See Predicate on the ETHDenver main stage! @pumpernikhil will be joining @h_joshua_rivera from @bcap, @ChundaMcCain from @paxoslabs, and @AyeshKiani from @monarq_mgmt to discuss the compliance challenges institutions face onchain. 12:40pm MST. Don't miss it!
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Today: See Predicate on the ETHDenver main stage! @pumpernikhil will be joining @h_joshua_rivera from @bcap, @ChundaMcCain from @paxoslabs, and @AyeshKiani from @monarq_mgmt to discuss the compliance challenges institutions face onchain. 12:40pm MST. Don't miss it!
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Predicate is heading to ETHDenver! Tuesday, Feb 17, 2pm MST: See our CEO @pumpernikhil speak at the @0xMiden Privacy Salon Wednesday, Feb 18, 12:40pm MST: Nikhil will be on the main stage talking onchain compliance for institutions with our friends from @plumenetwork, @bcap, and @monarq_mgmt. See you there!
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The results: Predicate screened over 19,000 retail + institutional bidders from 191 unique countries. UX was strong, as the KYC & KYB process boasted a 44.5% conversion rate, versus the financial services industry standard of 37.5%.
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.@aztecnetwork ran one of 2025’s largest token sales, with fair access, onchain transparency, and frictionless bidding. But Aztec needed an aligned compliance partner to enable global participation. That partner was Predicate. Learn how we supported Aztec’s $60M token sale 👇
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New from @Wharton: The Stablecoin Toolkit. Our own @pumpernikhil contributed as a steering committee member with leaders from @stripe, @Anchorage, @Circle & more. A key takeaway: Programmable money means new financial products and stronger, automated compliance capabilities.
We are delighed to announce the release of the Wharton Stablecoin Toolkit: Financial and Market Dimensions. This report provides a comprehensive overview of the stablecoin world, including the business ecosystem, categories of approaches, and use cases. (Link in comments)
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With Predicate, Aleo gets dynamic, real-time screening on every transaction. The chain blocks high-risk deposits automatically, allowing for a bridging delay of just 15 minutes and setting the stage for two major stablecoin deployments.
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Privacy, safety, and UX can co-exist onchain with Predicate. Read to learn how we worked with @AleoHQ to implement programmable policy for sanctions screening on deposits, enabling 99% faster bridging and stablecoin deployments from @Circle and @Paxos.
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What’s the business impact for Plume? Programmable compliance has enabled Plume’s Nest vaults to onboard 198 unique tokenized assets from 14 institutional partners and hit $84M in TVL.
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We worked with Plume to craft the ideal AML screening policy for Nest vaults, utilizing @trmlabs wallet risk scoring and Plume’s own internal whitelists. Predicate has screened over 1.5 million transactions since Plume launched in June, with sub-second latency ensuring high UX.
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What does onchain compliance for RWAs look like? That’s the question Predicate helped @plumenetwork answer for its @NestCredit RWA vault platform. Learn how Predicate enabled Plume to onboard tokenized assets from institutional partners like @WisdomTreeNews and @apolloglobal.
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The @AtlanticCouncil asked our co-founder @pumpernikhil for one number that explains the global economy in 2025. His answer: $35T in stablecoin transfer volume. That's up from $27T in 2024 and $10T in 2023. Blockchains are becoming the new rails for global finance.
🎄 Happy holidays from the @AtlanticCouncil! Every year, our experts share their takes on the top statistic that shaped 2025 – and will continue to matter into 2026 atlanticcouncil.org/dispatch…
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Predicate just hit 2 million all-time policy enforcements. That’s 2 million onchain transactions screened for compliance in real time. A huge milestone to close out 2025, and we’re just getting started.
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We need compliant privacy to unlock the next wave of onchain growth and institutional adoption. Predicate Co-Founder & CEO @pumpernikhil will join the SEC roundtable on Monday to share our perspective on how the U.S. can remain at the forefront of responsible financial innovation, alongside leaders from @AleoHQ, @zcash, @StarkWareLtd, @SpruceID, @EspressoSys, @CantonNetwork, and others.
The SEC's Crypto Task Force is holding a roundtable on financial surveillance and privacy on Dec. 15. See agenda, panelists, and registration details: sec.gov/newsroom/press-relea…
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The privacy lifecycle has three stages: 1. Users deposit into the privacy system 2. Users make private transactions 3. Users withdraw funds back to public networks Privacy systems can add compliance controls at each stage to enhance safety and meet regulatory requirements.
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New white paper from Predicate and @inconetwork: Navigating Privacy and Compliance in Blockchain Systems We map the major privacy approaches in use onchain today, show where compliance enforcement fits in, and highlight real-world deployments shaping the space.
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If you're in town for Abu Dhabi Finance Week, don't miss our panel at @hub71ad's gmADFW event! We're breaking down the current state of institutional digital assets alongside experts from @hashed_official, @plumenetwork, and @AMINABankGlobal.
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We're excited to team up with @StartaleGroup and @m0 to embed institutional-grade compliance into Startale USD – the digital dollar of the @soneium ecosystem. Programmable policy, enforced on every stablecoin transfer in real time. More coming soon 👀
We’ve chosen @0xPredicate as a partner to enhance Startale USD (USDSC)’s compliance and security through automated OFAC screening. Together, we are paving the way for safe adoption and institutional readiness across the Startale App and the broader @soneium ecosystem.
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Predicate is excited to partner with @MerkleScience! You can now use Merkle’s onchain risk intelligence to power programmable policies for real-time AML/CFT screening, sanctions controls, wallet risk filters, and more.
We’re partnering with @0xPredicate to turn Merkle Science’s transaction monitoring into real-time compliance 🤝
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Bonus Predicate content: Behind-the-scenes photos of our pre-Devconnect offsite in Buenos Aires. Yes, everyone on our team is an expert on horseback.
Devconnect 2025 is in the books. The theme of the week? Privacy. It’s a domain we’re deeply bullish on (see our work with @AleoHQ, @aztecnetwork, and @intmaxIO) but also a complex one, especially where it intersects with compliance. Our key takeaways from the week 🧵
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Devconnect 2025 is in the books. The theme of the week? Privacy. It’s a domain we’re deeply bullish on (see our work with @AleoHQ, @aztecnetwork, and @intmaxIO) but also a complex one, especially where it intersects with compliance. Our key takeaways from the week 🧵
Heading to Buenos Aires for Devconnect? Here’s where you can see Predicate throughout the week 👇
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Incredible session to end the week in Buenos Aires. Compliance + Privacy is possible now with Predicate programmable policy, live with projects like @AleoHQ, @intmaxIO, @aztecnetwork, and more.
.@pumpernikhil onstage now at @web3privacy Ethereum Privacy Stack event!
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Onstage now at @fhenix Encryption Day: Predicate's own @khushii_w
Replying to @0xPredicate
Also on Wednesday, @khushii_w will be discussing privacy for institutional adoption at @fhenix Encryption Day! luma.com/e9ces3lr
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The privacy and compliance all-star team is here! @pumpernikhil is onstage discussing the cutting edge of privacy and compliance, including the nuances of ZK.
Replying to @0xPredicate
On Wednesday Nov. 19, our CEO @pumpernikhil is speaking at the Privacy and Compliance Summit hosted by @RAILGUN_Project!
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.@khushii_w takes the stage, alongside @tomerweller!
Replying to @0xPredicate
On Tuesday Nov. 18, @khushii_w is at it again, joining @ConfTokenAssoc at the @zama CoFHE Shop to talk privacy and compliance! luma.com/5vcuz2iz
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Heading to Buenos Aires for Devconnect? Here’s where you can see Predicate throughout the week 👇
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How it works: - Buyers connect wallet - Complete @sumsub KYC/KYB on the Predicate Identity front end - Predicate confirms onchain that the wallet belongs to a verified user and enforces eligibility to buy The whole thing takes <5 minutes.
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Today’s the day: We’re excited to support @aztecnetwork’s token sale with Predicate Identity’s real-time KYC/KYB screening. Aztec is building onchain privacy. We’re building onchain compliance aligned with privacy.
The $AZTEC token sale is live. An onchain, community-owned sale where you set the terms. No airdrops. No mysterious allocations. sale.aztec.network
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We’re excited to announce that @moremarketsxyz is coming to Predicate! MoreMarkets delivers institutional-grade yield onchain. With Predicate, they get institutional-grade compliance to match. Programmable policy, enforced in real time on every vault deposit.
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Replying to @pumpernikhil

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Predicate has responded to @USTreasury's request for comment on methods to mitigate illicit activity in digital assets. The key takeaway: Compliance today is reactive. It must become proactive to stop bad activity before it happens. Summary thread + full letter below.
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Proud to sponsor the 2025 DC Privacy Summit, where our CEO @pumpernikhil will be speaking alongside leading experts on privacy, security, and compliance. Join us October 16th at @USCMarshall's Capital Campus in Washington, D.C. 📍 Washington, D.C. October 16th 2025 Learn more: dcprivacysummit.org/
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Our CEO @pumpernikhil speaking on a panel at @Token2049 Stable Straights discussing TradFi onboarding to stablecoins. Delighted to see Predicate friends @chriseyin from @plumenetwork, @will_beeson from @multiliquid_xyz, and @vishalkgupta from @truemarketsco on stage. Shoutout to @deptvc and @recvcx for hosting an amazing event!
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Last week, the U.S. White House released a report titled "Strengthening American Leadership in Digital Financial Technology." 🇺🇸 Follow along as we examine what this report means for combatting illicit finance and the future of crypto in the United States. ⬇️
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Join us live tomorrow with @dabit3 on the Infinite Layers podcast as we discuss institutional adoption for @Uniswap v4. ⏰ 1 PM ET 📆 7.29 Featuring: - @pumpernikhil, CEO @0xPredicate - @devinawalsh, CEO @UniswapFND - Lesley Chavkin, Head of Global Policy @Paxos
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