Finance, Economics, Real Estate and Management, Coin Collecting

Tim Tilini retweeted
What happens to the Amendment 3 math when property values drop 10–20%+?
Mortgage demand has crashed. It's only going to get worse from here folks. I keep talking to big real estate investor friends and they keep saying "it's already over"... but we are really in the early innings.. This is end of a cycle an we are transitioning into a new one. The sooner you look at the big picture, the better.
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Tim Tilini retweeted
Share this with your governor. Share this with every politician you know. It will cut the healthcare costs in your state. We started Cost Plus Drugs because the prescription drug market is too complicated, too opaque and too expensive. Our model is simple: we show what we pay for a drug, add a transparent markup and pharmacy fee, and show the customer the price. No games. No hidden spread. And a large percentage of our customers already have insurance. They come to us because our cash price is often lower than what their insurance plan asks them to pay. That tells you something is wrong. Here are five things Texas can do about it. 1. Let patients shop for cheaper drugs If someone's insurance says a prescription costs $500, but they can buy the exact same drug for $100 cash, let them buy it for $100. Then credit that $100 toward their deductible and out-of-pocket maximum wherever Texas has authority to do so. Patients should be rewarded for saving themselves and their health plan money. They shouldn't be punished for it. That's how you create something healthcare desperately needs: Price competition. 2. Standardize PBM and TPA contracts Texas should require the state, cities, counties and school districts to use standardized model contracts and mandatory terms for PBMs and TPAs. I've reviewed these contracts. They routinely run hundreds of pages. I've seen contracting packages longer than a thousand pages. There is no human being—or group of human beings—on this planet who can stay awake and understand every provision in contracts that complicated. I don't care how much coffee they drink. I call it contractual terrorism. The vendor only has to sneak a couple of tricks through hundreds of pages. The employer has to find every one. It can't. I've developed a model PBM contract designed to eliminate the major tricks and hidden economics we've identified. Texas can have it for free. Use mine. Improve it. Open source it. I don't care. Just stop making every government entity negotiate these contracts from scratch. 3. Make the economics public If taxpayers are paying the bill, taxpayers should know the price. Pricing. Fees. Rebates. Guarantees. Pharmacy reimbursement. Affiliate compensation. Audit rights. Make them public. I'm not talking about patient information or legitimate security information. I'm talking about the money. You cannot have an efficient market without price discovery. Without price discovery, you get information asymmetry. And when one side knows dramatically more than the other, guess who wins? Not taxpayers. Not employers. Not patients. Open the contracts up and let competitors see what they have to beat. That giant sucking sound you hear will be money moving away from healthcare conglomerates that are too big to care and back toward taxpayers, employers and patients. In the immortal words of Charles Barkley: I guarantee it. 4. Kill the gag clauses PBM contracts are like Fight Club. The number one rule of Fight Club is that you can't talk about Fight Club. The number one rule of many PBM contracts seems to be that you can't talk about your PBM contract. That's insane. Let employers compare pricing, rebates, fees, guarantees and reimbursement terms. Markets work better when buyers know what other buyers are paying. 5. Make enforcement hurt If a healthcare company commits a serious violation, give them one mulligan. But after a second material federal or Texas enforcement action within a defined period, make them ineligible for new Texas government contracts for a period of time. Two strikes. You're out. Today, some of these companies can make billions, get caught, pay a fine and write it off more easily than I wrote off an NBA fine. That's not deterrence. That's a cost of doing business. And Texas should spend more on enforcement. If Texas spends $10 million auditing contracts and analyzing claims and prevents $100 million in unnecessary spending, that's not overhead. That's a 10x return on investment
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Tim Tilini retweeted
Amendment 3 is the most important thing on the ballot. PERIOD. It’s near irreversible; it will evaporate $46 billion over 5 years from local communities. Sun Sentinel Ed Board:“Amendment 3 is the most reckless gamble out of Tallahassee since the 1861 (secession from the Union).”
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RT @SOSFLNOON3: "We all want reasonable tax relief and that's possible. This is the most ludicrous piece of unresearched stuff i've seen. I…
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Tim Tilini retweeted
This is obscene.
Not-for-profit hospitals currently hold $2.2 to $2.5 trillion in total assets, of which roughly $750 billion to $900 billion is cash and investments. Communities across America lose ~$8 to $14 billion per year in property taxes; and the federal government loses ~$12 to $18 billion per year in corporate income taxes. Of course local communities and states miss out on tens of billions of dollars in sales taxes as well. Kaiser - alone - is sitting on ~$73B in cash and investments. Those private jets don’t fuel themselves and those stadium suites are very expensive!
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Tim Tilini retweeted
🚨 GREECE IS PARALYZED Airports: Grounded. Ports: Empty. Trains: Stopped. Everything: Total standstill.🔥 THE MAINSTREAM MEDIA IS SILENT Europe is waking up fast. The world is rising. Time to resist. Share this everywhere. 👇
John Fitzgerald Kennedy Jr
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Tim Tilini retweeted
When I was in Ukraine, I drove to Kharkiv, thirty kilometers from the Russian border, interviewed the founder of the Azov Battalion in a bomb shelter, and then I dispelled lie after lie spread by the Woke Reich and Russian propagandists. My reporting sent Russian state media into a frenzy and panic, and now they are calling for my assassination on their state TV. Then, I landed an exclusive with President Zelensky @ZelenskyyUa ahead of the entire mainstream media. President Trump @realDonaldTrump reposted my interview on Truth Social and was even asked about it in the Oval Office. So explain to me how Fox News @FoxNews host Howard Kurtz @HowardKurtz booked me on his podcast to discuss my Ukraine reporting, and then Fox News management killed the spot off 20 minutes before the interview was supposed to take place. They had no time for the biggest interview of the week, but they had time for a segment 2 days later on whether AI can “fix your boyfriend”. 🤡 Fox News is truly TV for stupid people. They won’t talk about things that actually matter, but they always have time for bimbo guests and bimbo news stories that have no actual news value.
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Tim Tilini retweeted
A Florida steakhouse is inviting diners to strip down... and eat naked. CLASS Soiree Steakhouse in Hollywood, Florida hosts a monthly 'classy' nude dining night, promising guests a fine dining experience without the "pressure and restrictions" of wearing clothes. Owner and chef Maurad Ali says he created the clothing-free event to attract new business. The experience takes place on the first Monday of every month. Dining naked doesn't come cheap, either. Tickets cost $250 for men, $150 for women, and $300 for couples. foxnews.com/outkick-culture/…
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Tim Tilini retweeted
BREAKING: New York Democrats introduce bill requiring grocery stores give a 10% discount at self-checkout for all items for all customers.
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Tim Tilini retweeted
BUC-EE'S GAS EXPOSED. 😳 ​Creator Madmaxcx7 ran a fuel quality test on Buc-ee’s gas, and the receipts are brutal. While competitors like Circle K and RaceTrac tested clean and clear, Buc-ee’s sample came back completely foggy at the bottom, showing an ethanol level pushing E14 to E15. ​It proves they are heavily cutting their fuel to keep pumps cheap. Absolute engine killer.
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Tim Tilini retweeted
Wow.
Datacenter power requests have crossed a terawatt, nearly the size of the entire US grid.
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Tim Tilini retweeted
Ron DeSantis is the biggest piece of shit in Florida. Hey @GovRonDeSantis Very rich of you to say you’re against “engineering an outcome” when you literally abused your power to change Florida’s “Resign to Run” law so you could engineer your own outcome to run against President Trump in 2024. Fuck you and your wife. And fuck your rabid dog @ChristinaPushaw who allegedly had an affair with James Fishback while you allegedly instructed her to run Fishback to undermine @ByronDonalds when Trump endorsed him over your wife, who should have been charged with a crime. Also, you never said a word when Big Tech “engineered an outcome” when I ran for Congress in Florida and was the GOP nominee, so let’s stop pretending like you are doing anything other than deliberately sabotaging a Trump endorsed candidate. You’re a loser, you lost your race, everyone now hates you, you ruined your political career, you’re a terrible governor, your wife is an unlikable bitch who used Cancer to get votes, and we cannot wait for you to leave Tallahassee so we can have a Governor who actually has principles. You manipulated every rule at Florida GOP to run your failed Presidential campaign and now you’re lashing out because everyone hates you and you are leaving the Governor’s mansion in disgrace. Shame on you. Nice to know you also hate Jewish people. Fuck you.
Governor Ron DeSantis has come out in support of James Fishback and levies criticism against the Florida GOP for not hosting Fishback for a debate. “It’s counterproductive when you try to engineer an outcome.”
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Wall Street Apes
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Tim Tilini retweeted
The most elite undergraduate institution attended by Fortune 500 CEOs is … the University of Figure it Out (UFO) @StrategasRP
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Tim Tilini retweeted
The 40-hour workweek was designed in the 1920s for a completely different world It assumed one partner stayed home to handle life, cooking, & chores Today, both partners work 40 hours & still have to manage a household We are working double the total hours as a society just to maintain the same standard of living No wonder everyone is permanently exhausted & barely surviving this cost of living crisis
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Tim Tilini retweeted
Happy Sunday! Ladies... let's do the Lords work today and have some amazing sex with our husbands! Retweet to say amen! 🙏
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Tim Tilini retweeted
Walmart is selling you an unprofitable TV that watches everything you do and reports it back to their $6.4 billion advertising machine. And the TV literally won't turn on until you give them permission. This is one of the most sophisticated consumer surveillance operations in history and 150 million people walk into their stores every single week with no idea it's happening. Here's the full story: In December 2024, Walmart bought Vizio for $2.3 billion. Everyone assumed it was about selling more TVs. But it had nothing to do with TVs. Vizio's TV hardware business was actually LOSING money, posting a $6.7 million loss in its final quarter as an independent company. The advertising division made $115.8 million in profit that same quarter. Walmart bought 19 million living rooms - not a TV company. In March 2026, Walmart flipped the switch. Every new Vizio TV now requires a mandatory Walmart account before you can access any smart features. No account, no streaming apps. Without signing in, your TV is useless. The moment you create that account, something called Automatic Content Recognition activates. ACR runs silently in the background, taking screenshots of everything displayed on your screen and comparing them against a database to identify exactly what you're watching, second by second, across 700 TV networks and over 100 streaming apps. It knows what you watched, when you watched it, how long you watched it, and what you did afterward. Now here's the part that makes this genuinely unprecedented in the history of retail: Walmart ALREADY knows what 150 million Americans buy every week. They know your grocery habits, your clothing preferences, your pharmacy purchases, your financial behavior through Walmart Pay, and your location data from the app. But what they couldn't see was the 4 to 6 hours a day Americans spend staring at their television screens. By connecting your Walmart account to your Vizio TV, they've closed that loop. They can now prove that you saw a 30 second ad for gardening soil Sunday night and bought that exact brand at Walmart Monday morning. L'Oréal is already signed on as a launch partner for this kind of targeting. The math on this is just insane: Walmart Connect, their advertising arm, generated $6.4 billion last year with 46% year-over-year growth. Advertising runs at 70 to 90% profit margins compared to traditional retail's 3 to 4%. Their CFO admitted that ads and membership fees already account for one-third of Walmart's total operating income. The advertising business is now more important to Walmart's bottom line than entire product categories in their stores. And they're just getting started. Analysts calculated that Walmart's ad revenue currently represents only 1% of total sales. Amazon's ad business runs at 8% of sales. The gap between where Walmart is and where Amazon is represents roughly $50 billion in untapped advertising revenue. The Vizio deal is the bridge to get there. This is WHY they're selling certain TVs at a loss. When you break down the $2.3 billion acquisition across 19 million households, Walmart paid $121 per living room. A lifetime of behavioral viewing data from a household that also shops at Walmart is worth infinitely more than that. The cheap TV is a trojan horse. Vizio has already been fined $2.2 million by the FTC for secretly collecting viewing data on 11 million TVs without consent. The Texas Attorney General sued them for "spying on Texans." Walmart bought them anyway and made the surveillance MANDATORY. The company that built its empire promising everyday low prices is becoming the most powerful advertising platform in the world, and the TV in your living room is the entry point. What do you think?
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Tim Tilini retweeted
A powerful look at what the Badger Institute also heard from exasperated educators: “Administrative support was there when it came to academics, but when it came to behavior, it was the wild west. It was a free-for-all,” said one teacher.
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🚨 Big Auto Just Declared War on Your Wallet You buy a $60,000+ Cadillac or Chevy… and GM still wants to charge you every month just to use your own car. By 2028, GM plans to kill Apple CarPlay and Android Auto in all new vehicles. Navigation, music, texting, even basic connectivity? All locked behind their paid subscription service. They’ll let you own the metal… but they’ll rent you the brain. This isn’t innovation — it’s a subscription trap on wheels. You already paid for the car. Now they want a monthly fee for features that used to just work. American innovation used to mean better products. Now it means better ways to nickel-and-dime you after the sale. Who else is tired of this? Tag a car buyer who needs to see this.
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