Finance is about to have its HTTP moment. Over 30 years ago, a protocol rewired how information moves, and every business had to rethink itself. The same rewiring is now reaching money. Stablecoins, tokenized deposits, tokenized funds, settlement in seconds, markets that never close. Finance is undergoing massive transformation. It can be hard to keep up. Harder still to know exactly how to rethink a business as it moves onchain. 𝘞𝘩𝘪𝘤𝘩 𝘱𝘳𝘰𝘥𝘶𝘤𝘵𝘴? 𝘞𝘩𝘪𝘤𝘩 𝘰𝘱𝘦𝘳𝘢𝘵𝘪𝘯𝘨 𝘮𝘰𝘥𝘦𝘭? 𝘞𝘩𝘪𝘤𝘩 𝘤𝘰𝘯𝘵𝘳𝘰𝘭𝘴? 𝘞𝘩𝘪𝘤𝘩 𝘱𝘢𝘳𝘵𝘯𝘦𝘳𝘴? 𝘐𝘯 𝘸𝘩𝘪𝘤𝘩 𝘰𝘳𝘥𝘦𝘳? The truth is nobody has the full map. But whatever the sequence, whatever the pace, you must be 𝙧𝙚𝙖𝙙𝙮. And ready starts with being equipped: The accounts, the transaction processing, the treasury, the policy enforced, the secure signing, the data integrity, the nodes, the evidence a supervisor accepts, and more. That's what we made this film about. 🤝 Book time with the team: sales@dfns.co 📅 Full calendar: luma.com/dfns ⌨️ Start building today: app.dfns.io/get-started 🔘 Watch the trailer: piped.video/tU9rW_vb1ko

Where to find DFNS in October. 🇵🇹 Fintech Meetup Europe, Lisbon, Oct 6–7 Benoit Boudier attending and representing DFNS. 🇸🇬 TOKEN2049, Singapore, Oct 7–8 Felix Eigelshoven, Jared Klee and Thierry Janaudy will attend Asia’s largest digital asset event. 🇺🇸 DC Fintech Week, Washington, Oct 13–16 Jared Klee and Andrew Pisano are flying to DC where policy meets payments. 🇺🇸 Money20/20 USA, Las Vegas, Oct 18–21 Our biggest presence of the month. Clarisse Hagège, Jared Klee, and Andrew Pisano will be on the floor. 🇵🇹 @NasdaqExchange Technology of the Future, Lisbon, Oct 26–27 @clarisse_hagege and @christophergdf will be on stage at Nasdaq’s annual event. 🇺🇸 The Bridge by The Tie, New York, Oct 27 Jared Klee and Andrew Pisano, bringing digital asset and Wall Street perspectives together. 🇪🇸 Merge, Madrid, Oct 27–29 Donald Brouwer, Benoit Boudier, and Thomas Rivera will on stage and representing DFNS. From Sibos last week to Money20/20 next month, the question in every room is the same: 𝙉𝙤𝙩 𝙬𝙝𝙚𝙩𝙝𝙚𝙧 𝙛𝙞𝙣𝙖𝙣𝙘𝙚 𝙞𝙨 𝙢𝙤𝙫𝙞𝙣𝙜 𝙤𝙣𝙘𝙝𝙖𝙞𝙣, 𝙗𝙪𝙩 𝙝𝙤𝙬 𝙩𝙤 𝙤𝙥𝙚𝙧𝙖𝙩𝙚 𝙤𝙣𝙘𝙚 𝙞𝙩 𝙙𝙤𝙚𝙨. That’s what onchain core banking is for. 📅 Meet us: sales@dfns.co ⌨️ Start building: app.dfns.io/get-started

Policy Engine 4.0 is live 🟢 Any action signed on @dfnsHQ can now require approval. Any. Tagging a wallet, changing a setting, or granting a permission. 📤 Trigger a policy and the request is held. 🗑️ Nothing created, nothing changed until approvers decide. ✅ Approve and it runs exactly once. 🚫 Deny, and it never runs at all. ⚪ No policy? Nothing changes. Two more upgrades ship with it: ✔️ Vaults get their own policies. Quarantine release is decided on KYT data. Clean screening approved automatically by a service account, flagged exposure routed to a human, one audit trail for both. ✔️ Limits in the asset's own units. "Not 1 ETH leaves without a second signature" is now a policy that says exactly that. No price feed, no oracle, no drift. The engine governs actions, not just transactions anymore. It decides on data, not just thresholds. It counts in the terms your mandate is written in. That's what onchain core banking is for. 📖 Read it: dfns.co/article/policy-engin… ⌨️ Start building today: app.dfns.io/get-started

🔘 LIVE from Sibos @fintechf asked our CEO @clarisse_hagege "𝘈𝘳𝘦 𝘣𝘢𝘯𝘬𝘴 𝘥𝘦𝘷𝘦𝘭𝘰𝘱𝘪𝘯𝘨 𝘣𝘭𝘰𝘤𝘬𝘤𝘩𝘢𝘪𝘯 𝘵𝘦𝘤𝘩𝘯𝘰𝘭𝘰𝘨𝘺?" Banks don't build blockchains. They never built the internet either. They built everything on top of it. The right question is what they're building on it: tokenized deposits, stablecoin settlement, funds that move in seconds. Which raises the only question that matters for a bank starting out: 𝘞𝘩𝘢𝘵'𝘴 𝘵𝘩𝘦 𝘧𝘪𝘳𝘴𝘵 𝘴𝘵𝘦𝘱? Our CEO's answer is unglamorous. Build the ability to hold, move, and account for onchain assets under your control. Get that layer right and every product becomes a feature. Get it wrong and every product becomes a migration. Thank you FFN and everyone who came by in Miami. dfns.co

🔘 LIVE from Sibos @fintechf asked our CRO @KleeBeard how institutional needs are evolving as banks enter digital assets, and what global institutions should consider when every region they operate in has a different rulebook. On the first: the ask has moved. Three years ago, institutions wanted to hold assets safely. Now they want to operate them. The pilots are over. On the second: what works in one jurisdiction doesn't work in the next. For a global institution, deployment flexibility is a condition of operating. Thank you Fintech Finance News, and everyone who came by in Miami. dfns.co

🌏 They service 200,000 businesses in 200+ countries. Now running on DFNS 🤝 @PhotonPay and @dfnsHQ have partnered to strengthen the infrastructure behind their growing stablecoin payment capabilities. PhotonPay is the payment stack global commerce runs on with multi-asset wallets, global checkout, card issuing, global payout, on/off ramp, FX management, and embedded finance. One platform for marketplaces, exporters, digital entertainment, agencies, and AI-native businesses. This year, they made stablecoins a working rail: → One wallet for fiat and stablecoin, dual-rail payouts settled instantly → Recurring billing across fiat and stablecoin at ~0.8% versus 2.9% plus fixed fees on legacy cards → Stablecoins behind enterprise clearing, i.e., treasury teams get near-real-time settlement and steep cost cuts, but never touch a blockchain An invisible rail has to be flawless underneath, and that's DFNS: ✔️ Stablecoin wallets provisioned programmatically for every business ✔️ End-to-end transaction lifecycle managed across 100+ networks ✔️ Policies, limits, allowlists, quorums, and screening before signing ✔️ Payment-grade reliability at near-zero failure on rails ran by Stripe "𝘖𝘶𝘳 𝘱𝘢𝘳𝘵𝘯𝘦𝘳𝘴𝘩𝘪𝘱 𝘸𝘪𝘵𝘩 𝘋𝘍𝘕𝘚 𝘮𝘦𝘢𝘯𝘴 𝘵𝘩𝘦 𝘥𝘪𝘨𝘪𝘵𝘢𝘭 𝘢𝘴𝘴𝘦𝘵 𝘭𝘢𝘺𝘦𝘳 𝘣𝘦𝘯𝘦𝘢𝘵𝘩 𝘰𝘶𝘳 𝘴𝘵𝘢𝘣𝘭𝘦𝘤𝘰𝘪𝘯 𝘤𝘢𝘱𝘢𝘣𝘪𝘭𝘪𝘵𝘪𝘦𝘴 𝘮𝘦𝘦𝘵𝘴 𝘵𝘩𝘦 𝘴𝘢𝘮𝘦 𝘪𝘯𝘴𝘵𝘪𝘵𝘶𝘵𝘪𝘰𝘯𝘢𝘭 𝘴𝘵𝘢𝘯𝘥𝘢𝘳𝘥 𝘢𝘴 𝘦𝘷𝘦𝘳𝘺𝘵𝘩𝘪𝘯𝘨 𝘦𝘭𝘴𝘦 𝘸𝘦 𝘳𝘶𝘯," explained Gabriel J Pan, PhotonPay's Head of Global Partnership and Global Expansion. "𝘛𝘩𝘢𝘵'𝘴 𝘯𝘰𝘵 𝘢 𝘱𝘳𝘰𝘥𝘶𝘤𝘵 𝘥𝘦𝘤𝘪𝘴𝘪𝘰𝘯. 𝘐𝘵'𝘴 𝘵𝘩𝘦 𝘧𝘰𝘶𝘯𝘥𝘢𝘵𝘪𝘰𝘯 𝘧𝘰𝘳 𝘸𝘩𝘢𝘵 𝘨𝘭𝘰𝘣𝘢𝘭 𝘱𝘢𝘺𝘮𝘦𝘯𝘵𝘴 𝘭𝘰𝘰𝘬𝘴 𝘭𝘪𝘬𝘦 𝘰𝘷𝘦𝘳 𝘵𝘩𝘦 𝘯𝘦𝘹𝘵 𝘥𝘦𝘤𝘢𝘥𝘦." That's what onchain core banking is for. Welcome to DFNS, PhotonPay. 🤝 📖 Read the announcement: dfns.co/article/announcing-p… ⌨️ Start building today: app.dfns.io/get-started

Stabledash Live is powered by @dfnsHQ - the core banking platform for digital assets. Learn more at ordnl.link/ZpwujBT

👁️ Watch any wallet address on @dfnsHQ. In the dashboard, you can now register any onchain address, even one you don't control, and DFNS indexes it like your own wallets. Our CPO Chris Sutton shows how in about a minute: ✔️ The new "Watchlist" tab inside the "Wallet" page ✔️ Add a watch, pick a network, name an address, and sign with a passkey ✔️ Send funds to the address and the transaction appears as if it was your wallet Finance is about reacting to accounts you don't own. Until now, watching wallet addresses meant running your own indexing engine. With watchlists, you only need to create a registration and leave the rest to us. That's what onchain core banking is for. 🔘 Watch the demo: piped.video/qSReVm2_yRE 📖 Read it: dfns.co/article/address-watc… ⌨️ Start building today: app.dfns.io/get-started

Congratulations on your Series A, @hifiHQ! Proud partner and supporter 🤝

Idle stablecoins in a wallet earn nothing. Our CPO Chris Sutton puts it to work in about a minute. Allocations on @dfnsHQ now includes six new vaults powered by @yield_xyz, across Ethereum and Base. In the demo, Chris: 1️⃣ Opens Allocations and hits Create position 2️⃣ Selects a protocol (@gauntlet_xyz's USDC Prime vault, yielding ~4% a year) 3️⃣ Picks a wallet holding 10 USDC, deposits 5, signs with a passkey 4️⃣ Position created. The USDC starts earning immediately What makes this flow institutional-grade is what you don't see: ✔️ Every deposit and withdrawal passes the Policy Engine before final signing ✔️ Every payload is validated against the "Shield" library before execution ✔️ The position lives in your custody and audit log as every other movement Treasury teams have always had a choice between yield and control. DFNS' Allocations removes the choice. That's what onchain core banking is for. 🔘 Watch the demo: piped.video/rq7F4ePuLEQ 📖 Read it: dfns.co/article/allocations-… ⌨️ Start building today: app.dfns.io/get-started

DFNS is part of @WalletConnect's new certified cohort. Session handling, blockchain support, metadata accuracy, error handling, all tested by @reown_ From now on, when a @dfnsHQ wallet connects to any app on WalletConnect, the request will carry a certified check mark ☑️ That’s over now. We’re adding: ✔️ WalletConnect Pay: one-click payments through a certified connector ✔️ Wallet Analytics: connections, active users, USD volume, top countries and peer benchmarking ✔️ Clear Signing: human-readable transactions we validate before signing. That's what onchain core banking is for. 📖 Read the initial post: dfns.co/article/institutiona… ⌨️ Start building today: app.dfns.io/get-started

Your SOC should have detection rules for every system that can move money. Starting today, @dfnsHQ can export its audit trail to your SIEM, starting with @datadoghq Cloud SIEM 🐕 Privileged action signed on DFNS, like moving funds, exporting a key, changing a user, a policy, or an access control, arrives in your security operations as a structured log the moment it resolves. It will show you: 𝗮𝗹𝗹𝗼𝘄𝗲𝗱, 𝗱𝗲𝗻𝗶𝗲𝗱, or 𝗳𝗮𝗶𝗹𝗲𝗱. This includes the attempts, such as a transfer signed and denied by policy. The type of signal that reveals stolen credentials or insider testing limits... What your SOC can now do with it: ⚠️ Alert on any key export, anywhere, instantly ⚠️ Flag policy changes outside the change window ⚠️ Catch a spike in denied actions from one user ⚠️ Surface a transfer at 3am from someone who's never operated at night ⚠️ Correlate a DFNS action with the same user's suspicious IdP login 20 minutes earlier 🛡️ We built SIEM Export like a security control. It never blocks the action it observes, but instead runs on an isolated channel so a SIEM outage can't touch your webhooks. Your API key is encrypted and never logged. When your analysts see something, DFNS can: → suspend an Org → revoke a User → tighten a Policy → deny a Wallet Your SIEM also holds an independent copy of the record, in your domain. Even if DFNS itself were ever compromised, your SOC keeps the history. That's what onchain core banking is for. 📖 Read the announcement: dfns.co/article/siem-export ⌨️ Start building today: app.dfns.io/get-started

🔐 He introduced phishing-resistant hardware MFA at Consensys in 2015. That was years before it was standard. And that's who runs corporate security now at @dfnsHQ. Welcome Eric Amlie, our new Tech Ops Manager on the security team. A decade of building identity and access infrastructure at fast-growing companies: → First IT hire at Paper, scaled the function from scratch to five engineers → Migrated 160 users and 50 apps to Okta Identity Engine in one week and zero downtime → Ran IAM for global teams at ConsenSys during Ethereum's formative years → Four SOC 2 drives at four companies We tell our clients that access is not permission and that offboarding should be one action, immediately complete. A company that claims that has to live it internally. Eric owns that now. The standards we hold ourselves to and the standards we ship, one and the same. Welcome, Eric. 🤝 📖 Read the announcement: dfns.co/article/welcome-eric… ▶️ Apply today: jobs.deel.com/dfns

Stabledash Live is powered by @dfnsHQ - the core banking platform for digital assets. Learn more at ordnl.link/fUkAHLf

Introducing real-time funding. Connect an existing wallet directly to your stablecoin card. Your wallet balance now powers your card spend in real time. No separate balance to manage.

That's a wrap! Our offsite was last week, and sadly, it’s already over... We were 10 people short. To all our new parents and everyone who has been on the road too much lately: we missed you! Since last week, @dfnsHQ ranks as 𝘵𝘩𝘦 4𝘵𝘩 𝘮𝘰𝘴𝘵 𝘵𝘢𝘭𝘦𝘯𝘵-𝘥𝘦𝘯𝘴𝘦 𝘤𝘰𝘮𝘱𝘢𝘯𝘺 𝘪𝘯 𝘍𝘳𝘢𝘯𝘤𝘦, just behind Mistral AI and AMI (which have raised $4 billion). We raised 1% of that. And that says a lot about who we are and who chooses to work at DFNS. If you want to build the new internet for finance with people like these, we’re hiring across engineering, product, security, legal, and go-to-market. ➡️ Apply here: jobs.deel.com/dfns

Here’s where to find @dfnsHQ through October. 🇩🇰 Nordic Fintech Week, Copenhagen, Sept 23–24 @donald_brouwer speaking on stage Wednesday with @ubyx_ 🇧🇬 Blockchain Week Bulgaria, Sofia, Sept 25 Benoit Boudier speaking on “Tokenization Beyond the Pilot” at the Future Finance Forum alongside @Bitpanda_global CTO Markus Dorner. 🇰🇷 EastPoint, Seoul, Sept 28 Felix Eigelshoven joining the invitation-only summit with Korea’s banks and securities firms. 🇺🇸 Sibos, Miami, Sept 28–Oct 1 DFNS is a sponsor at booth DISL64, with leadership on the floor all four days. We’ll also host four evenings: A private dinner, the DFNS Reception, our panel with The Big Whale and Kraken, and Convergence with WisdomTree and OpenZeppelin (now part of S&P Global). 🇨🇭 CV Summit, Zurich, Sept 29–30 Donald Brouwer speaking on “The Evolution of Wallets: From Serving Crypto Holders to Enabling Stablecoin Payments” with Serge Kaulitz, Elie Naba and Max Grabner. 🇰🇷 Korea Blockchain Week, Seoul, Sept 30–Oct 1 Felix Eigelshoven closing out the run. 🤝 Meet us: sales@dfns.co 📅 Events calendar: luma.com/dfns ⌨️ Start building: app.dfns.io/get-started

🔒 10 USDC in a vault. Lock 5. The total balance still reads 10, but only 5 can move. That's the new Lock feature within Vaults, and our CPO Chris Sutton demos it in 90 seconds. Vaults give you a balance sheet while Locks make reservations real. In this demo: 1️⃣ Chris opens a vault holding 10 USDC on Ethereum 2️⃣ He picks the asset, locks 5 USDC, reviews and signs with a passkey 3️⃣ The vault now shows 5 available and 5 locked. Nothing moved onchain. 4️⃣ He tries to think about transferring the locked 5 but DFNS won't allow it. 5️⃣ Unlocking requires a click and a passkey signature from the right user. Three reasons you'd want this: → Escrow where funds must be proven present before delivery. → Settlement where a venue needs certainty you can settle without pre-funding. → Or holding a portion of a balance for additional review before it goes anywhere. The funds never move. Custody never changes hands. What changes is what the balance can do. That's what onchain core banking is for. 🔘 Watch the demo: piped.video/lTVgsVCHg5M 📖 Read it: dfns.co/article/locks ⌨️ Start building today: app.dfns.io/get-started

Proving a commitment in digital assets has always meant handing them over 😨 Capital would usually leave your control to prove a point and it would sit under someone else's risk until the point no longer needs proving. Today, we're releasing 𝗟𝗼𝗰𝗸𝘀 so you can commit funds to a counterparty 𝘸𝘪𝘵𝘩𝘰𝘶𝘵 𝘮𝘰𝘷𝘪𝘯𝘨 𝘵𝘩𝘦𝘮. A lock is a reservation inside your vault. Nothing moves onchain. Your counterparty gets an enforceable guarantee, you keep custody, and only the net result ever settles. We built the feature so neither side takes the other's word for anything: 🔒 Nothing locks without you. Every lock clears your approval quorum, enforced below the API. 🔓 Nothing unlocks without them. Only the lock owner can release, reduce, or settle against it. 🔙 Nothing unwinds it from the side. While a lock is active, the owning account can't be edited. Three use cases, one primitive: ✔️ Settlement: trade all day against 5 BTC locked at home. Sold 2? One transfer settles, 3 release back. ✔️ Collateral: the lender locks collateral in your vault. It can't be spent by you, can't be rehypothecated by them. A margin call is a lock increase, with your approval. Repayment is a release. ✔️ Escrow: funds locked until delivery. No third-party custody, no wire out and back. For a treasury, it's the difference between capital that works and capital that waits. That's what onchain core banking is for. 📖 Read it: dfns.co/article/locks ⌨️ Start building today: app.dfns.io/get-started

🤝 @dfnsHQ and @OwneraIO have signed a strategic partnership. Together, we’re bringing tokenized collateral mobility and intraday financing to production. Ownera is behind FinP2P, an open protocol for connecting tokenized markets. Institutions connect once and can transact across EVMs, @CantonNetwork, @inside_r3, @hedera, @solana and legacy systems, atomically. → $5B in orchestrated volume per month → Backed by @jpmorgan and @usbank → Intraday repo already in prod validated with 70+ institutions Collateral is where tokenization gets real. Margin calls happen across time zones and outside settlement windows. Cash sits in one system, securities in another, and the systems managing margin often cannot talk to each other. Tokenization solves the timing. Interoperability solves the fragmentation. But institutions still need to control what can move, who can approve it, what it is locked against, and how every action is recorded. That’s where DFNS comes in: ✔️ Policies that control and approve every collateral movement ✔️ Vaults tied to the balance sheet and operation behind them ✔️ Locks that reserve collateral against an obligation ✔️ Full transaction lifecycle and audit trail Ownera and DFNS connect the network between institutions with the controls inside them. 📖 Read the announcement: dfns.co/article/dfns-partner… ⌨️ Start building today: app.dfns.io/get-started