Passionate about Asian Fintech/Innovation/Startups. Founder:Finstep Asia; All views expressed are strictly my personal views and NOT of any company I work for.

Hong Kong SAR
Musheer retweeted
What could be the pros and cons of reintroducing MDR on UPI transactions? How might it impact merchants, consumers and the broader digital payments ecosystem? Monica Jasuja, Global Fintech Payments & Policy Expert, shares her perspective in conversation with @Shrimichoudhary @jasuja
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Regarding Merchant Discount Rate (MDR) on Select UPI (P2M) Transactions Please refer to the FAQs here: npci.org.in/uploads/FA_Qs_Me…
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Crypto comes full ‘Circle’ with a banking charter. Circle has won final OCC approval to establish First National Digital Currency Bank, operating as Circle National Trust. A milestone for US stablecoin infrastructure. 🧵👇 @jasuja @efipm @psb_dc @richardturrin @charlesdhaussy
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4/5 🔍 WHY IT MATTERS This is market structure, not just regulation. • Regulated custody as core stablecoin infrastructure • Clearer supervisory perimeter for banks and asset managers • A higher bar for large scale issuers
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5/5 ➡️ WHAT NEXT The open questions now: • How fast does custody expand? • When do reserves move under federal oversight? • How much of future growth runs through regulated entities? Do you think #crypto's future will largely be built on regulated rails?
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Musheer retweeted
A man in 1980 said computers would end work. We have the tape. He was wrong. Real BBC footage. On camera he predicts 5 million unemployed. The machines are here, the jobs are finished. Then someone calls it rubbish. The computer industry had already made a million jobs in Europe where there were zero 25 years earlier. We know who was right. The 5 million never came. The work moved. I watched it again in 2008. Finance collapsed, careers gone in months. What followed was the biggest fintech boom of my life. The bubble comes and goes. The jobs get built underneath it. We are not living through the end of work. We are living through 1980 again, with better graphics. Betting on the panic, or building for what comes next. @ahier @AlexH_Johnson @Arjun_Vir_Singh @agenticAI @antgrasso @BrianRoemmele @BrettKing @cgledhill @chidambara09 @Chris_Skinner @Damien_CABADI @davidbrear @efipm @Eli_Krumova @enricomolinari @f_burelli @Fabriziobustama @FGraillot @FinMKTG @FintechBalerina @Hana_ElSayyed @helene_wpli @JameDiBiasio @JimMarous @JoannMoretti @Khulood_Almani @LedaGlyptis @linasbeliunas @oost_marcel @mikeflache @mikequindazzi @mikulaja @nafisalam @norbertgehrke @pkriaris @psb_dc @richardturrin @rshevlin @SabineVdL @samboboev @sarunibm @SpirosMargaris @sytaylor @tanvi_ratna @UrsBolt @visible_banking @Xbond49 @YuHelenYu #AI #FutureOfWork #Jobs
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RT @The_DTCC: DTCC is approaching a live demonstration of tokenization using assets held at The Depository Trust Company (DTC). To under…
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Musheer retweeted
Prepare for takeoff. ✈️ Flight simulator is now available globally on web to all users. goo.gle/4fBYnWO We've recently added many our most powerful professional desktop features to web. Elevation profiles, new import types, but there's always been one other feature you've been asking us to add to the web version of Google Earth, just for fun... Where will you fly? Share your best maneuvers, views, and flyovers with us!
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I’m speaking at LEAP East in Hong Kong this July. This premier tech event is hosted in one of the world’s top financial hubs, offering direct access to China and the broader APAC region. app.ingo.me/q/60fkt 8-10 July 2026 Hong Kong Convention and Exhibition Centre
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Now I have seen, rather heard, everything. This is the clear sign that Indians are future of everything :). Dubbing of a Mexican episode in Discovery India by … Indians!! You can now visualise how an Indian accent sounds on a white person! :) #india #globalisation #vishwaguru
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I wrapped 3 weeks across Singapore, Hong Kong, Tokyo, and Seoul. 50+ in-person meetings with regulators, fintechs, allocators, and major institutions. A few things stood out: → Asia sits on both ends of the risk curve at once: some of the most aggressive, risk-tolerant players in crypto on one side, and highly institutional actors waiting for regulatory clarity on the other. → Demand for US financial products is real and growing. → Recent hacks rattled some players, but the appetite for onchain finance hasn't gone away. It's maturing. → There's no substitute for being in the room. Asia is the deepest onchain liquidity hub in the world right now, and we've been seriously under-investing here. That changes now.
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🔴 Governance overtakes development in AI! Sinch says 74% of enterprises have rolled back live AI communications agents, and the highest rollback rates appear in organizations with the most mature guardrails. One of the most important signals in enterprise AI: production is not the finish line. buff.ly/Ywh16PX
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The Internet’s largest paradigm shift is happening now, and our Q1 results underscore Circle’s role at the center of these changes. → $694M total revenue and reserve income, +20% YoY → $77.0B USDC in circulation, +28% YoY → $21.5T in USDC onchain transaction volume, +263% YoY From digital dollars and global payments to the agentic economy, Circle is building trusted infrastructure for a more programmable internet financial system. Full results at investor.circle.com
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Morocco is advancing a draft legal framework for crypto-assets, with proposed legislation currently under review by the government’s general secretariat. The initiative follows recommendations from the Financial Action Task Force (FATF) aimed at strengthening oversight of crypto-assets and addressing risks relating to money laundering and terrorist financing. The proposed framework introduces licensing and supervisory requirements for crypto-asset service providers, governance standards, and investor protection measures. The draft law also envisages permitting utility tokens and asset-backed stablecoins as part of the regulated ecosystem, alongside the broader integration of distributed ledger technology (DLT) for financial innovation. Source:en.hespress.com/136042-moroc… #Morocco #CryptoRegulation #DigitalAssets #Stablecoins #Blockchain #DLT #FATF #Fintech #Web3 #FinancialRegulation
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Musheer retweeted
My latest deep dive with a full collection of stablecoin card program enablers is out. If you were looking for a provider to launch: • stablecoin-linked cards • crypto debit cards • treasury spend cards • embedded finance products • cross-border stablecoin payment flows This guide breaks down the infrastructure landscape in one place. I covered: • @NiumGlobal • @raincards • @Stablecoin • BVNK • @stripe • @BaanxGroup • @KulipaXYZ • NAKA • Reap • StraitsX • @gnosispay • @ChainUpOfficial • @thisisarculus • @wirexapp And more. The report also explains: • MiCA and GENIUS Act implications • on-chain vs fiat settlement • JIT conversion models • compliance and Travel Rule requirements • chargeback risks • tax reporting challenges • liquidity and slippage management • agentic commerce implications Most conversations around stablecoin cards still focus on hype. The harder question is operational: Who actually enables issuance, settlement, compliance, liquidity, custody, and global acceptance? That is what this deep dive maps out. Save this article. You will likely come back to it multiple times if you are building in stablecoins, payments, embedded finance, or card infrastructure. open.substack.com/pub/sambob…
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Musheer retweeted
Recorded a Build AI episode by @gai_ventures_ with my partners Vijay Rajendran and @kushal_prakash_ . - Adoption crisis in biz vs personal productivity hype - 56% of CEOs say AI hasn't moved revenue or saved a dollar. Vijay's line: "the juice isn't worth the squeeze." For most generic copilot deployments... he's right. But buried inside that mess is the actual opportunity. Hyper-vertical AI in regulated industries. The boring stuff. Advisor transitions. Invoice factoring. the messy workflows. The places where horizontal models break in week one. We talked FastTrackr AI, Swik AI, Turtle AI, why even Claude 4.7 can't one-shot advisor transitions, and the discipline shift coming next (evals, observability, cost management... the unglamorous stuff that decides who wins). Vertical First. AI Second.
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PayPal says it’s ‘becoming a technology company again’ — that means AI 🤖 💬 PayPal is looking toward the future, despite its falling stock and looming layoffs. In its first-quarter earnings call, CEO Enrique Lores told investors that PayPal needs to “recommit to the fundamentals,” which included “becoming a technology company again.” ow.ly/ntGk50YVTM2
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